AFM Wealth Strategy
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  • The Process
  • Meet The Team
  • Contact Us
  • Important Information
  • Client Reviews
AFM Wealth Strategy

Realise your full financial potential

Realise your full financial potentialRealise your full financial potentialRealise your full financial potential

 AFM Wealth Strategy helps you reach your full financial potential by providing independent, holistic, goals-based advice. 

Contact us

0481 863 483

  • Home
  • PIFA
  • Our Services
  • The Process
  • Meet The Team
  • Contact Us
  • Important Information
  • Client Reviews

AFM Wealth Strategy is a Corporate Authorised Representative of Independent Financial Advisers Australia (IFA-Aust), AFSL 464629

www.ifa-aust.com.au
Profession of Independent Financial Advisers Logo

THE PROFESSION OF INDEPENDENT FINANCIAL ADVISERS

Tony Cafarella and Zac Kessner are proudly practicing members of Profession of Independent Financial Advisers (PIFA) and adhere to the strict Gold Standard Independence Definition of PIFA.

www.pifa.org.au

Our Services

Specialised Centrelink and Aged Care

Retirement, Super and SMSF Optimisation

Retirement, Super and SMSF Optimisation

 Guiding you through Centrelink and Aged Care to help maximise your entitlements and make confident decisions about your care and finances. 

Retirement, Super and SMSF Optimisation

Retirement, Super and SMSF Optimisation

Retirement, Super and SMSF Optimisation

 Helping you make the most of your superannuation and SMSF, so you can feel confident, prepared and supported as you work towards the retirement you want. 

Estate Planning

Retirement, Super and SMSF Optimisation

Estate Planning

 Helping you put the right plans in place to protect what matters most and make sure your wishes are looked after. 

Debt Management

Strategic Investment Advice

Estate Planning

 Helping you take control of your debt and create a clearer path towards greater financial freedom. 

Personal Insurances

Strategic Investment Advice

Strategic Investment Advice

 Making sure you and the people you care about have the right protection in place when you need it most. 

Strategic Investment Advice

Strategic Investment Advice

Strategic Investment Advice

 Helping you invest with confidence through a strategy tailored to your goals, needs and the life you want to enjoy. 

The Process

Initial consultation

We start with a complimentary, no-obligation meeting to understand your situation, goals and what you are looking to achieve. We will also determine whether we are the right fit to help you.

Discovery and strategy

 If you choose to proceed, we will gather the information we need to understand your current financial position. We will review your existing arrangements and explore different strategies to show you what your financial future could look like. 

personalised advice

 Based on our strategy development with you, we will construct a tailored financial plan based on your goals and circumstances. Our advice document will clearly explain our recommendations on strategy and product, why we believe they are appropriate, and the benefits, risks and costs involved. 

Outcome

 Once you are comfortable with your plan, you can choose to implement the recommendations yourself or have our team take care of the process for you.

ongoing advice and support

 Your financial plan should evolve as your life does. Our optional ongoing advice service provides regular reviews and support to help keep your strategy on track and adapt when your circumstances or goals change. 

Meet the team

Tony Cafarella

Managing Director


  • 15+ years experience with Centrelink
  • 20+ years experience as an adviser
  • Practicing Member and Board Member of PIFA (Profession of Independent Financial Advisers)
  • Outside of work, Tony is a devoted father of four, a proud grandfather of four and a "Paw-rent" to Gem


Zac Kessner

Senior Adviser


  • 5 years with AFM Wealth Strategy
  • Specialist in Aged Care and Centrelink
  • Practicing Member of PIFA (Profession of Independent Financial Advisers)
  • Outside of work, if Zac isn't at the footy, you will usually find him (or not) off the beaten track on an adventure

Nick Barilla

Provisional Adviser


  • Completed his studies and Financial Adviser Exam in 2025
  • Completes his Professional Year in November 2026
  • Outside of work, Nick is always with his old dog, Pepe, playing basketball or football

Jack Nolan

Paraplanner


  • Completed his Bachelor of Business (Financial Planning) in 2026
  • Over 2 years experience in the industry
  • Outside of work, Jack lives an active lifestyle, enjoying football, camping and golf

Lachlan Glover

Paraplanner


  • Completed his Bachelor of Business (Financial Planning) and Master of Financial Planning
  • 2 years with AFM Wealth Strategy
  • Outside of work, he enjoys staying active through golf, gym and surfing

Kimmie Brown

Client Services Manager


  • 10+ years in management and client services
  • The first point of contact with AFM Wealth Strategy 
  • Outside of work, Kimmie is usually at home reading and cooking with her pup, Nala 


Contact Us

get in touch

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Are you ready to realise your full financial potential?

Call us to arrange an appointment today!

AFM Wealth Strategy

42 Fullarton Road, Norwood SA 5067, Australia

08 8363 4499 0481 863 483 wealthstrategy@afmservices.com.au

Hours

Monday to Friday

9:00 AM to 5:30 PM

Important information

Please review our Financial Services Guide (FSG) and Privacy Policy for details on our services and how we handle your information.   

The information on this website is general in nature and is not intended to be personal financial advice. 

Everyone’s circumstances are different, so we recommend speaking with a qualified independent financial adviser before making any financial decisions.

Financial Services Guide (pdf)

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Privacy Policy (pdf)

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Copyright © 2026 AFM Wealth Strategy - All Rights Reserved.

ABN  12 087 920 929 

ACN 087 920 929

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